How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a liability insurance certificate your carrier files with the state to prove continuous coverage. Indiana requires it for 3 years after DUI, reckless driving, or driving without insurance.
Non-Owner SR-22
Non-owner SR-22 satisfies state filing requirements without owning a vehicle. Costs $25–$50/month and covers liability when you drive borrowed or rental cars during suspension.
Liability Insurance
Liability pays for damage you cause to others. Indiana's state minimum is 25/50/25, meaning $25k per person, $50k per accident for injury, and $25k for property damage.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance. Indiana does not require it, but 14% of state drivers are uninsured—among the highest rates in the Midwest.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with suspensions, DUIs, or lapses. Rates run 40–110% higher than standard market, but approval is nearly guaranteed with valid license reinstatement.
